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Agro processor / Business Of Producing Garri Fortified With Vitamin A
« on: July 26, 2014, 12:06:19 PM »
arri fortified with Vitamin A is a new catch
in Nigeria and only very few Garri producers
in Nigeria know about this unique Vitamin A
fortification opportunity.
Differentiating your brand by building and
keeping trust and loyalty among consumers
is increasingly dependent on social or
environmental promises. Brands of the
future anticipate, rather than just respond to,
consumers and customer want.
Garri is both a staple food and a daily meal
to over 150 million people in Nigeria can be
eaten as a snack (cassava flakes) in cold
water on a
very hot day, or cooked in hot water to make
a dough-like meal called “Eba.” You cannot
claim to have eaten any West African food
without having eaten Garri!
Garri is traditionally made at home in Africa.
It is increasingly becoming common to
produce Garri in commercial quantities
using mechanized means.
Garri is made from cassava, the tubers are
harvested and peeled, removing the.covering.
The white pulp is grated in a garri grinding
Before the advent of
machines, the cassava is hand grated. The
grated produce is then put into a jute sack
and the sack tied.
Traditionally, this is left to ferment for three
to seven days depending on the type of garri
being made.
This step is very important, as the
fermentation process helps to reduce and
detoxify the high cyanide content of cassava.
The garri filled sacks are stacked up on each
other, and a wooden board placed below and
above the sacks.
The wooden boards are tied together with the
sacks full of the grated cassava in between.
Tension is created by tightening the rope and
allowing water to run out of the grated
cassava being processed.
Usually, by day three, the grated cassava
would have lost quite some water and
become reasonably dried.
This step is also been by-passed with the use
of machines that compress and squeeze
water out of the grated cassava.
The cassava processing plant is a 5.HP
capacity machine and can produce two (2)
tons of grated cassava tubers.
The major machinery required in the
production of garri is the:
Grating machine
Hydraulic press
Other minor equipments required include
knives/peelers, wheelbarrow, basins,
Vitamin A is important to vision and the
growth of the bones, Night vision is
extremely dependent on vitamin A.
This vitamin helps form pigments that allow
eyes to adjust to changes in light.
Vitamin A plays an important role in immune
system by making white blood cells, which
fight off viruses and bacteria.
Vitamin A deficiency is a major health
problem in Africa. But timely provision of
vitamin A in food and supplements prevents
blindness among pregnant women and
children. We are in a knowledge economy
where scientific
knowledge capital is more important than
financial capital. You can get your Vitamin A
at Bio-Organics.
About Bio-Organics: Bio-Organics Nutrient
Systems Limited located in Ibafo Ogun State
is a Nigerian company that customizes and
supplies vitamin and mineral premixes to the
Nigerian Food, Beverage, Animal Health and
Industries. Bio-Organics manufactures and
distributes its own brand of nutrient-
enriched blends using best manufacturing
Bio-Organics is ISO 22000:2005 certified and
is a certified supplier to the Global Alliance
for Improved Nutrition (GAIN) premixing
facility. Bio-Organics has its cooperate office
located in Lagos, Nigeria with regional offices
in Ibadan, Kaduna,
Benin, Jos and Aba.
The Market Potential of “Vitamin A Fortified”
The market potential for garri is huge and
stable. Why? The reason is because every
day, an African or Nigerian somewhere is
consuming the garri product.
The market value of garri runs into billions of
dollars every year. If you now fortified your
with vitamin, you are broadening your brand
to appeal to additional consumer.
It is believed that in Nigeria, each family pays
about N400 for a five-liter bucket of garri
every week. Then the market potential is 22.5
million (household estimate) times N400,
which equals N 9 billion worth of garri being
consumed every week from our open
Food-packaging is an important facet of any
food industry. It not only provides some
protection from harmful agents, but also
allows that food to be preserved for longer
periods of time. You can package any of
these products in 250 gram, 500
grams, 1kg or 2kg bags. With the population
of over 150 million Nigerians, you will
definitely make a lot of money and this will
prepare you for the international market.
You can also sell to busy office executives
professionals, high-net worth individual, and
supermarkets. The NAFDAC number on your
product will give your food product more
credibility in African foodstuff market
in US and UK
Nigerian farmers can invest in cassava
tubers that will produce Garri and make
millions of naira. Nigeria farmers can now
get a land lease for N5,000 a year per
hectares and plant cassava, which will yield
30 tonnes and the 30 tonnes of
Cassava will produce 10 tonnes of garri;
which is N 1,250,000. This goes a long way
to show that if you add value to your
product, you will make more money.
It is estimated that 20 million people of
Nigerian descent reside outside Nigeria, with
the majority living in the United Kingdom
and the United States.
This is a great opportunity to sell to this
category of people.
My research in this business sector revealed
that the few exporters of African foodstuff
cannot met with the demand of Nigerians,
whose populations are increasing everyday
in US and UK. A lot of Nigerians are opening
a Grocery and foodstuff market in these
These people are looking for regular
suppliers of
garri and other food stuffs like egusi,
ogbono, bitter leaves, Kilishi, etc.
You can get buyer by registering at different
trade porters, or getting listed in the African
foodstuff directories.
Mind you, it’s FREE! I was amazed by the level
of orders coming in recently most from UK
and US
and lot of Nigerians foodstuff exporters have
been very busy exporting these products.
This could be an extra income for you
because it is a business that you can operate
on part-time basis
However, it is important you make your
products reliably and consistently available
to your new target markets and you will be
amazed at the level of patronage.
Drop your comment or questions for
clarifications, more info and technical
Send enquiries to or like us on
Call: 01-7910494 , 08164628081.

  It is no doubt that Nigeria is a blessed
country endowed with natural resources
including land resources With difficulty in
accessing large farmlands due to tenure
systems,investors are now tapping into the
processing aspect of agribusiness which is not
only very lucrative but sustainable.
  This thread is to show you how profitable
processing of agro-commodities is and the
different levels where you can start.
From the mini to small scale to medium and
to large scale production capacity.
.With the abundance of plantain (Nigeria is the
largest producers in West Africa) and cassava
(highest producer in the world),there is
abundance supply but little processing
This is a great oppprtunity for nigerians to take
adavantage of.
 With demand by final consumers abysmally
lower than the supply of these processed food
products,there is a huge opportunity available.
Cost and Profit analysis of Plantain
flour,High quality cassava flour, beans
flour,Plantain chips and lots more will be
shown on this thread and how to take
advantage of the wealth creating
opportunities in this sector.

Capacity 400kg/day

Output per annum 112t/annum

Price (Naira/t) 75000

Number of working days 280

Conversion factor 4:01

Raw material required/annum 448t


Labour Costs N 170,000


Grater 40,000

Press 25,000

Rotary dryer 400kg/day output 400,000

Mechanical sieve . 20,000

Bag sewing machine 55,000

Water 150,000

Processing building 800,000

Weighing Scale 25,000

Installation & other expenses @10% 186,500

Interest on capital @ 22.5% 461,587.50

TOTAL COST N1,871,500

Production/month = 10 -15 tons with
working days of 20days
1 ton of = N75,000
REVENUE = N75,000*10 = N 750,000
Annual Income = #750,000 *12 =
Kindly Drop your comment ,questions for
technical advice,
To write up business plan, feasibity study and
setting up Flour factories, ethanol and any
other processing plant, call 01-7910494,
08164628081 or
like our facebook page for more money making opportunities in agriculture.

From my previous articles,i analysed how
agriculture will be the mainstay of our
economy in the nearest future.How our
major buyers of oil will look else where for
oil ( US our major buyer have stopped
buying oil from Nigeria and have started
drilling and exporting shale oil and Gas)
We now have india as our only major buyer
with different countries competitors now
discovering oil.
It has also be stated that in the next
40years,our oil depleted which is also
another cause for reasoning and diversified
into a sustainable and wealth creating
It is like 100 vegetable oil suppliers fighting
to sell to 1 customers. I think it is simple
reasoning for a savvy investors that there is
no future in that kind of business except you
find other ways to capture value from the
customer differentiated from other
Nigeria is blessed with so much
inexhaustible land resources for agriculture
but due to numerous land tenure system
militating against investors having access to
Thats the reason for thousands of farmers/
producers with small scale farms ( less than
But there is only one way to tap into the
riches in agriculture which is BY PROCESSING
Processing/manufactiring of agro
commodities is the gateway to making
millions in no time. Its not only safeguard
you from land issues,it put you in a strategic
good price giver position in the market.
Producers/Farmers can be organised into
groups to produced the raw materials for the
factories which will.safeguard agaonst having
issues with land problems associated with
Although,processing requires a lot of money
to start up,it is worth it in terms of millions it
will.generate in no much time with your
investment recovered back.
Assuming 6Million is required to start a
small scale cassava flour,you can start saving
500K/month for a year to accomplish that or
250K/month for 2 years.
Remember when there is a will and
determination,there is a way.
Ethanol,flours such as rice
tyres(made from rubber) are some of the
processed products from agriculture.
I now understand why Dangote said"one of
his earliest mistake he made was starting late
manufacturing commodities he was trading
Agribusiness Companies in.developing
countries like Brazil,Argentina that have
started processing of agricultural products
are now raking in billions of cash annually
One of them LosGrobo,a family business and
also into.farming of wheat,corn
and.soybeans raked in over 1 billion dollar
last year just by processing of wheat alone.
This is the future of prosperity in the
agribusiness industry.
Kindly Drop your comment ,questions
For technical advice,
To write up business plan, feasibity study
and setting up Flour factories, ethanol and
any other processing plant, call
01-7910494,08164628081 or email
like us on
for more agribusiness wealth creating ideas.

  Recently,the business of agriculture has taken a new dimension and stakeholders in the policy formulation have change the level of administering agriculture as a developmental activity to a more pragmatic,business-like approach.
 This cause a surge in the investors,entrepreneurs,and industrialists to.participate in.agribusiness.
 With the insurgence of small-medium.scale farms,processing factories,increment in exportation activities of agro-preneurs and investors,agribusiness industry is the next biggest wealth creator,high margin income generator to the country's economy.
 States such as Ogun,Osun,Lagos and Port-harcourt have witness about $9billion dollars foreign direct investment in agriculture in the last 2 years alone which is expected to triple that amount in the next years.

  Firstly,the robust agricultural loans and credits for the agribusiness chain value from the farmers to the traders and to the processor at low interest rate has been put in place by various commercial banks in Nigeria made possible through the Nigerian Incentive-based Risk-Sharing System For Agricultural Lending (NIRSAL).
  NIRSAL was initiated by the Central bank of Nigeria and its perhap the most comprehensive and ambitious agricultural lending strategy which focuses on the agricultural value chain so that banks can lend to agricultural value chain by offering strong incentives and technical assistance.
  Dying Nigerian Agricultural Insurance Corporation have also been reverbrated and about 100 million dollars injected for its operations.
  Variety of risks including weather and all other risks can now be insured under the various products rolled out for farmers,traders and processor of agribusinessmen/women.

  Secondly,by 2050 the population of the world will have over 9 billion people with more than 30% of that to be on Sub-saharan Africa alone.
 By then Nigeria population is expected to have quadruple to about 600 million people.
Lands for.cultivation is expected to have decrease because of urbanisation (population seeking land to build houses) which will put more pressure on lands for cultivation purposes.
 An increased population of the Middle class (people earning $100,000 and above/year) is also expected to consume more of fresh produce and processed agric-products from producers and processors.
This will in many ways improve tremendously the income of the farmers and processor of agro-commodities.

 The Third Reason: Technology and innovations is also expected to have change the way fresh and processed produce are to be made available to the final consumers.Selling of farm produce on e-commerce sites and websites are expected to make more farmers multi-millionaire in the shortest possible time ever.
 The agric sector will be buoyant in.few years time because of gradual abandonment of oil by the government which has been faced with major challenges of flunctuation of oil price in the world market, lack of patronage from the major buyer (USA), and cost of importation of this refined products.
 In summary,the next future will see the next Dangote emerge from the agribusiness industry.
Drop your comments,questions for more info or technical assistance.
Like our fan page on

General Information:
A garri processing factory can be located anywhere, as long as you as you can get access to the raw materials mostly cassava tubers.
  Many micro and small factories of this kind were encountered in the rural areas during the field research for this article.
More than half of these factories were owned and operated successfully by women with little or no
education. The rural areas are ideal for garri
processing because that is where the cassava
farms are, and you do not need much else.
   Training requirement is basic education.
Additional training could be acquired in process
technology from a university or technical
  The business has the potentials to grow into a
major agro-allied processing business.

Products and Services:
The basic product is garri. However, it is possible to diversify with production of starch, especially in the long term.
Total Cost: N5, 000,000 to N15, 000,000
including cost of equipment and machinery,
materials, and labour at start up.
Summary of Startup
Startup Requirements Costs
1. Business registration and  Agency fees
2. Insurance
3. Others
1. 100,000
2. 100,000
3. 300,000
Total Startup Expenses 500,000
Startup Assets
1. Cash required at startup for recurrent
expenses (1 year forecast)
2. Startup Inventory/Stock (6 months)
3. Cost of other assets required at startup (office
furniture and  fittings, equipment/machinery)
1. 600,000
2. 2,500,000
3. 2,000,000
Total Assets 5,100,000
Total Requirements 5,600,000
Company Ownership: Ownership models
recommended for this type of business are:
Sole proprietorship: in which the business is
owned by an individual, the owner-manager. If
you already have some skills in this field and
have acquired basic education, then this is the
best option for you.

Partnership: this form of ownership
arrangement involving 2 to 4 partners (we do not
recommend more than 4 partners) it may be
necessary where you do not have the right mix of
skills to run the business successfully. The
partners could come with required skills.
Partners can also be taken into the business in
order to raise additional funds for its operations.

Market Analysis: The analysis provides the
minimum marketing targets the entrepreneur
should aim to achieve. It is expected that these
targets will be surpassed easily.
Potential customers:
Households,Restaurants, hotels, and Boarding schools

Strategy and Implementation Summary: SWOT
Analysis of Business Idea


Huge demand
Availability of raw materials
Simplicity of idea
Easy to acquire technical and
management skills.


Considerable competition
Production process is strenuous
Production is perishable, and preservation
technique is not developed


PUBLIC is prepared to facilitate access to
LOCAL GOVT. is creating enabling

Down turn in economy
Increasing world demand for starch cold
lead to higher cost of cassava

Competitive Advantage: The competitive
advantage here will stem from a combination of
the following factors:
Good quality  product
Good marketing and relationship management
Good pricing

Marketing Strategy: It is recommended that the
business owner market the product through
wholesalers of foodstuff in the major markets in
Rivers State, particularly Port-Harcourt, urban and
semi-urban cities.

Sales Strategy: A simple sales strategy that will
make for ease in paying and taking delivery of
product should be adopted. The business owner-
manager should be involved in the sales drive in
the first three years of the business.

Important Milestone: 4 weeks – develop
business plan; 7 weeks – get registered; 10 weeks
– buy equipment, supplies, and set up shop; 12
weeks – first products get to customers.

Number of Employees required at startup: 8 to
15 persons including the business owner-

Personnel Plan
Personnel Plan
1. Business Owner-Manager
2. Technical Assistant/Foreman
3. 3 Production staff
4. 3 Security officers/Cleaners
  YEAR 1
1. 300,000
2. 216,000
3. 432,000
4. 96,000
  YEAR 2
1. 360,000
2. 264,000
3. 540,000
4. 120,000
  YEAR 3
1. 420,000
2. 336,000
3. 648,000
4. 144,000
Total Payroll  For YeAr1 =1,044,000
Year 2 =1,284,000; Year 3= 1,548,000

Startup Funding and Investment Plan
Startup Funding Sources Amount (N)
1.Business Owner
3.Additional investment required (from financial
institutions and others
Total funding 5,600,000

Important Assumptions:
Additional investment required (from LOCAL
GOVT., financial institutions and others) will be
High quality of products to enhance easy
penetration into the market
The business will quickly develop a customer

Revenue Projection (3 years):
Year        Output (Bags)    Total revenue(N'000)
1.             288                    1,440
2.             576                    2,880
3.             720                    3,600

Price @#5,000/bag
 Drop your comment or questions for
clarifications, more info and technical assistance. Remain blessed.
To help you write a business plan or feasibility study call 01-7910494 or 08164628081 or like us

  Plantain as a  major source of food in many
regions throughout Nigeria and Sub-saharan Africa can be grown and processed profitably in Nigeria.
The production of plantain as shown from research is over 70 million metric tones per
year. Despite this figure, we are still in short supply meaning that demand is more than supply.

 Plantain can either be used for domestic consumption or as a source of raw material by other processing producers.
  For instance, plantain can be processed into chips or flour and sold locally or export abroad.
 Plantain flour because of its value has now become a popular food today in both local and foreign market.
 In Nigeria, the potential national demand for
plantain flour has been estimated to be in excess of 200,000 Tonnes/Annum
 The current supply level is probably less than
20% of the estimated demand with only few
companies producing on mechanized and
commercial scale.

 The facilities required for a small/medium
scale plantain flour mill include drying
machine, slicing/chipping machine, milling
machine and packaging machine.
 The average production cost per Kg of plantain
flour is N236, while the average retail price per
Kg of good quality plantain flour is N330 per
  Plantain is the major raw material for plantain
flour production, and it is available all year
round in commercial quantities in many parts
of Nigeria such as Enugu,Imo,Osun,Oyo,Ogun,Anambra,Bayelsa e.t.c
 Nigeria is said to be the largest producer of plantain in West Africa.
 The processing line for plantain flour
production is as follows:

1. Sorting: This involves inspection of plantain
fingers to identify and remove unsuitable ones
i.e. spoilt, immature pulps e.t.c.

2. Weighing: The sorted plantains are properly
weighed to quantify input of the raw plantain.

3. Blanching: The green plantain fruits are
soaked in hot water for some minutes to soften
the skin for easy peeling.

4. Peeling: The plantain peels are removed
manually using sharp knives to obtain the
5. Slicing/Chipping: The pulp is sliced or
chipped with the aid of a mechanical slicer.

6. Drying: The sliced plantain is dried in a
short time with the aid of an industrial drying

7. Milling: The dried plantain slices/chips are
milled in a hammer mill.

8. Sieving: The flour is sieved to obtain the
desire particle size.

9. Packaging: The flour is packaged in moisture
proof packaging material ready for sale.

 Now, if you operate a plantain flour mill that
has the capacity to process 1tonne of plantain
flour per day, and you implement a good and
efficient marketing strategy, the following
average monthly figures are true:
Production volume per month = 29tones
Sales = N9, 570,000
Direct cost of sales = N6, 844,000
Miscellaneous = N500,000
Profit per month = N2,226,000.
  Plantain flour mill can be operated profitably
any where in Nigeria. The start-up cost at a
small scale is approximately N6,000,000. This
will cover the cost of procurement of land,
factory construction, furniture, vehicle and procurement/installation of machinery.
Drop your comment or questions for clarifications, more info and technical assistance.

Call 08164628081,01-7910494
Also,Like our facebook fanpage on for more wealth creating info in agribusiness.

  Plantain farming is one of the most preferred
farming in Nigeria by farmers because of its
high rate of return on investment,good cash
flow monthly and easy management of farms
when well established.
Demand for plantain flour for medicinal
purposes especially for diabetes patient
coupled with high local consumption
demand also make plantain profitable.
This is the cost of our plantain management
1st Stage
Land #60,000/acre
1st plough #5,000
2nd plough #5,000
800 suckers@#50 per sucker #40,000
Planting @#15/sucker #12,000
2nd stage
1st weeding #9,000
3rd stage
2nd weeding #9,000
4th stage
3rd weeding #9000
5th stage
4th weeding #9,000
Harvesting #9,000
Total Cost =#167,000
After 10 months,Assuming 700 suckers
survive and about 500 sucker fruit at
10months after planting with 1 bunch/ plant
= 500 bunch of plantain.
#800/bunch(conservative price,its usually
#1,200 - #1,400)
Income = #800*500 = #400,000
2nd year
1500 bunches are produced (lets be
conservative with 1000 bunches.
Income for year 2 =#800*1000 = #800,000
Year 3
Income =#800*2000 = #1,600,000 and the
income keeps increasing every year.
The payment interval between each stage is
To participate in the programme, send email

  In the past, cash crops like cocoa from the south-western part of Nigeria,cotton(south-west and north),groundnut (north-west and east) e.t.c used to be our major foreign earner but all the yesteryears cashcrops are no where to be seen in the momentum of much foreign cash and value being generated by the money making machine (as we use to call it)
The cassava.

  Incidentally,other crops are beginning to.turn but not at the rate of rise of cassava.
 In the course of this article,i will be talking of cassava farming as the best business with lesser start-up capital,generates more than 100% ROI and as the future of cashcrops in Nigeria.(Will soonest overtake others cashcrops in terms of value and income.generated)
 Although cassava farming is a very popular farming but i have seen its steady rise from being a common man food to exportable cash crop in recent times.
 This information that will be given out is worth more than what you can ever think,so please stay tuned to this platform.
 Like us on for more information

« on: April 28, 2014, 03:43:04 PM »
 In the past,Nigeria has relied so much on oil that other sectors of.the economy have either been abandoned or little attention are being pay to them;agricultural sectors which remain one of the abandoned sector.
  In the 70's and 80's,agriculture is the main drive of the economy generating hundred of thousands of jobs for its people but in this new millenium,opposite is the case.
 For the first time in the history of Nigeria,government are now paying attention to the agriculture especially the cassava as a crop.  This is because Nigeria is the largest producer of cassava and also the economic impact cassava can make for the country and the populace.
 Thanks to the administration of President Goodluck Jonathan even though even though i am not a supporter of any political party.
 The believe is that proper partnership with the private sector will surely steer the ship of this government new-found-love to a glorious destination.
I hope this short article can also encourage young unemployed graduates and investors to venture into cassava farming to help them
create wealth and jobs for the people of this country.

Our cassava farm management programme is ongoing and with the few hectares of land remaining,we are open to people that wants to earn a living and create wealth for themselves and their family.

 Our cassava management programme is as follows:

     STAGE 1

Land lease  - #5,000/Hectare
1st ploughing   - #7,000
2nd ploughing - #7,000
10 Months improved TME419 Cassava stems                        #9,000
Planting         - #8,000

       STAGE 2

1st weeding    - #9,000
2litres of N.P.K @1800/litre  #3,600

     STAGE 3
2nd weeding    - #9,000
2litres of urea @#1,500/litre  #3,000

       STAGE 4

3rd weeding    - #9,000
Harvesting     - #5,000
Management fee - #40,000
Total cost                # 114,600
Target yield   = 25tons
1ton =#15,000 - #20,000
Income = #15,000 * 25= #375,000
Profit =#375,000 - #114,600
        = #260,400 within 10months
The production cost is paid at each stage of production with the #10,000 management fee.
  For agricultural information updates like us on

   Poultry farming in the 21st century has
actually evolved from the way our older generation venture into their own poultry
farming business.
  Poultry farming business is now a multi-
billion Naira industry in Nigeria.
  It is now being done more as a business than
as a hobby as it used to be.
Rearing of birds is a very risky business in
Nigeria and there is need for proper knowledge.Not only knowledge but also about how to write a proper business plan to secure loan for the lucrative venture.
   Poultry farming comprises of two industries
a.Layers birds which are raised for production of eggs and b.Broiler birds raised for their high nutritious meat.

  Practical steps below will guide you on how
you can start your farm on a profitable note
either by raising layers or by raising broilers
for meat.

   As For every business,the first thing needed
to commence a business venture is Writing A
Good business plan

Formulating a business plan will show you
where to start your business from and how
to get to your destination.
Business plan is also important for raising
capital for your business start-up or to
expand your poultry business operations.
It allows for effectiveness and focus in your
business operations.
Want to write business plan,Call Gbenga on
08164628081 or

2.Buy Or Lease Land,Building or Equipment
Land,building and equipment are also of great neccesities when venturing into this business.

   The decision poultry houses and
equipment from poultry farmers is a great
idea considering the low capital involve in
doing so. This will save you a lot of expenses.

3.Decide on how best to raise your birds
    The decision of how to raise your birds
sometimes can be a daunting tasks considering so many factors as capital involved,land availability e.t.c
    Raising them on a free-range where they are
allow to roam about freely can be very cheap but also can be disatrous cause of diseases concern.This is most suitable for starting poultry farming business small and might change to battery cage after profit made have been reploughed back into the venture.

4.Know what sectors of the poultry business
industry you will like to venture Into.
There are two sectors which are: broilers,
which are birds raised for meat, or layers--birds raised for their eggs.
   However, Another opportunity in poultry
business which farmers can take advantage
of is the day old chick production which also provide a lucrative returns for the farmer.
Deciding on whether to go into.egg production or meat production and all other opportunities embeded in the business are all solely the farmers choice.

5.Create A Niche market,
If the area is popular for raising birds in a
certain way (more conventional than free-
range), you may wish to pursue a market that
targets the consumer's interest in free range
birds rather than the widely known-raised

6. Market yourself to consumers and
potential customers
This is very important in succesfully selling
your products.The cheapest way is through
the word of.mouth which and customer
loyalty is guaranteed.
Moreover the message are spread effectively
faster than any other
However,setting up a website promoting your
product is another great way of reaching a
targeted audience which also bring about
more sales and can aid your cashflow for the
survival and competitiveness of your

7.Keep Proper records and accounting of
your business and operation .
This is to always tell if you are making money
or not.

8.Provide the necessary Infrastructure
to.adequately dispose off waste at the
appropriate time to Avoid Disease outbreak
A scenario plays out recently in Ogun
state,Nigeria, when an inexperience farmer
after stocking over 1,500 layers fails to put
necessary measures to.reduce poultry
waste.Within a few month of enhanced
polluted environment;his birds began
to.drop one after the other not knowing the
Prompt action saved his farm.
For poultry farm set-up,management
of.poultry farm,Consultancy services,Training
Call Gbenga on 08164628081 or email
For more information Like us on

If you run a farm, there is a wide range of
advice available to you, including how to
write a business plan, run your accounts,
benchmark your business and plan your
future activity.

This guide explains where you can find
specialist business and financial support to
help you run your farm as efficiently as

There is also information on business and
financial planning tools available
to you, as well as information on the
standards and schemes that you must
comply with.

1. Write a farm business plan

A good business plan gives credibility to
your farm, and to your skills as a farm owner
or manager.
Even if you do not intend to make any
changes to your farm, you should still write a
business plan.
    A good farm business plan can highlight
weaknesses in how you plan and run your
farm, which can provide helpful insight for
later improvements.

  Before writing a business plan, it is advisable
to thoroughly research the sectors that you
are currently working in - or plan to work in -
including any future economic prospects for
these sectors.
  You should also familiarise yourself with the
relevant regulations for your business.
We write business plan,feasibility study and
comprehensive proposal for securing loans.
We also have ebook training Manuals on Writing a Comprehensive plan.
To order for free e-book training on writing comprehensive business plan or One-On-One training email

NOTE:We are given out the ebooks free for ONE WEEK after which it will revert back to its original price.

  I am glad you open this thread because a change
is about to.come into your life and business.
This is because of the loads of hidden information now exposed which has transformed me and hope it will transform yours too.
 Not only do we have Free ebooks on loans but also on business opportunities that you can start as low as #10,000 that will change your life forever.


1. Seven (7) Organizations that will give you Loans
without Collateral (not Banks)

2. Five (5) Organizations in that will give you
Loans with Collateral (not Banks)

3. Two (2) Organizations that will finance your
LPO without Collateral (not Banks)

4. Thirteen (13) Sources of Finance and Capital
for Business, projects and personal needs.

5. How to apply for Collateral free Loans and be
sure of getting it.

6. AB Micro finance Bank Package: get N500, 000
Loan without collateral and repay within 6
months to 1 years.

7. How to start your own Agricultural business.

8. How to personally Register your Business
Name with CAC for less than N12,000

9. How to sell large numbers of your products/
services to people.
 Visit to get business opportunities that you cam start with as little as #10,000 or email for more info.

Production / Farming As A Money Spinning Venture
« on: March 18, 2014, 09:11:33 AM »
Farming can be a money-spinning business
that can provide sustainable income for an
With remarkable rise in urban populations
across the country, the need for fresh foods
to cater for these people is inevitable.
The rise in food prices and the increased demand for consumables have created viable opportunities in the agricultural sector.
Farming is becoming the economic equivalent of most sectors that drive any particular economy.

 Below are some important steps that will
help an entrepreneur make enough money

1.Create your own distinctive market

It is important for an entrepreneur
to create a niche for himself in the sale of a
particular produce. The entrepreneur
should attract a niche market with the crops
that he chooses to sell.

To know how to start your own agri- business,Register for our 1month Agribusiness Training School.
On How to register email Gbenga on

  Raising startup capital to finance a business idea is not easy and thats why the question "How do i raise capital to finance my idea?"is mostly asked by people from all walks of life.
Getting loan is one tiresome process for business owners today,as such many promising businesses have gone down the drain for inability to access capital to finance their business.The loan given can go.for a period of one year to offer payback flexibility.All thats required is for the business owner to have a running business,no collateral is required,more so,the business owner does not need to hold an account with some of the loan givers.
1.Youth Business initiative
252,Herbert macaulay Road,Alagomeji B/Stop,Yaba,Lagos
Finance for Age 18-35 Only
To read full list click and visit and for Free Agricultural business opportunities.

Who can bank of industry Assist?

Small, medium and large enterprises, excluding cottage industries.
New or existing companies, seeking expansion, mordenisation or diversification.
Credit worthy promoters who will be required to prove their commitment to the project by contributing at least 25% of the project cost excluding land.
Borrowers whose management capability, financial situation (including availability of collateral and guarantee), character and reputation are incontrovertible.
Clients with demonstrable ability to meet loan repayments.
Borrowers with no record of unpaid loans to erstwhile development finance institutions and other banks.

You can obtain access to Bank of Industry facilities in 3 easy steps;

Step 1

Write a formal application letter

step 2

Completion of BOI’s Questionnaire

Step 3:

Submission of Forms and Questionnaire


The bank’s emphasis is on prudent project selection and management, accordingly, it supports quality projects with potential developmental impact. BOI therefore, considers industries that meet the following criteria:

Capacity to substantially add to industrial output.
Projects that use largely domestic raw materials.
Industry in which Nigeria’s comparative advantages could be converted to competitive ones.
Ability to promote the expansion of exports through the production of high quality products that are attractive to domestic and export markets.
Niche projects that produce for worldwide consumption.
Projects that create both forward and backwards linkages, with the rest of the domestic or regional economy.
Ventures that promote inter-state or regional integration.
Small and medium enterprises (SMEs) that have linkage with large firms, belong to clusters and operate under franchise.
Enterprises with high employment generation capacity.
The project must be technically feasible, commercially viable and economically desirable.
Projects that are environmentally friendly.
Enterprises that have good management set-up and proper accounting procedures.
Enterprises promoted by women entrepreneurs.

The following industrial sub-sectors are also accorded priority in the project selection:

Agro-industries, textile and leather
Polymer –based industries
Solid minerals
Information communication technology (ICT) services


Does the Bank of Industry provide loans to start-ups?

What are the types of projects that the Bank of Industry finances?

Manufacturing concerns, infrastructure support/development, power, airline Projects etc.

Does the Bank of Industry fund trading or services projects?

Usually, BOI does not fund trading projects. But with the Dangote Fund which we manage, we now accommodate such requests. Services such as infrastructure development projects are supported.

Does an applicant need to know anyone in the Bank to enhance their chances of getting funding?

No. Every application is accessed based on its own merits and the extent to which it meets our funding requirements.

What are the limits for BOI loans – minimum and maximum amounts one can borrow?

There are no limits to the amount that an applicant can get from BOI. What is important is the capacity of the project and ability to provide adequate security (Collateral Mortgage or Bank Guarantee).

How long does it take for an application for funding to be approved?

Once all the requirements are met. Approval period varies on the loan size. Loan size of below N75 million is within EMC approval and is usually expected to be approved within one to two months. Loan size of N75 million above will go to Board/Shareholders Committee, and for this, the approval period may be slightly longer, usually within 3 months.

What is the average loan tenors for BOI facilities?

What are the kinds of securities that an applicant needs to provide to get funding?

Collateral Mortgage or Bank Guarantee.

Does BOI Refinance Asset Acquisition by other Banks?

No. The Bank of Industry does not do asset refinancing.

When will I be able to access funds after approval?

As soon as all the conditions of disbursement as listed in the offer letter are fulfilled.

Can I apply for more than one fund or ask for more as my business grows?

Yes; provided each request meets all the necessary requirements attached to them.

This article is brought to you by, click to get more free business OPPORTUNITY INFORMATION


Consultancy Services / Make #150K In 3Months From Farm Management Services
« on: February 22, 2014, 10:18:41 AM »
 Agribusiness is a lucrative business in Nigeria if it is rightly done with the right experience.
 Our Farm management services is designed to help those willing to venture into agricultural business but have little or no time in monitoring their farms and also for those people that have Farmland and looking for competent hands to help them manage it.
 Our seasoned, experienced farmers and farm administrators are capable to helping you solve any challenges that might arise from your farm operations,help you make living and fortune in agricultural business.

 Our 2014 farm management programme is on with 50 Hectares of land earmarked for our clients for farming.
With the few hectares remaining,new clients are invited to come and book their own space before this great opportunity elapses.
This opportunity ends by March 2014.
We cultivate maize,cassava and watermelon,cassava and cucumber.we are located at Owode-idiroko,Ogun state.

Our maize programme is as follow
> 1st Stage  March 17-April 7 (3weeks)
> Land     - #5,000
> 1st ploughing    - #7,000
> 2nd ploughing    - #7,000
> Maize seed (16kg/Hectare)
> @ #560/2kg        - #4,480
> Planting      - #3,000
> 2nd Stage April 7-April 28 (3weeks)
> 1st weeding      - #9,000(#360/chain:  1Ha=
> 2 litre of liquid N.P.K Fertiliser      -#3,600
> Application        -#3,000
> 3rd Stage April 28-May 21 (3weeks)
>  2nd weeding      - #9,000(#360/chain:  1Ha=
> 4th Stage May 21-June 14(3weeks)
>  3rd weeding      - #9,000(#360/chain:  1Ha=
> Management fee  - #40,000
> Total Cost = #100,080
> Target yield =5-7 tons
> 1ton= #50,000
> Income =#50,000*5= #250,000
> Profit = #250,000 - #100,080
>            =#149,920
To make payment easier,the management fee is to be paid instalmentally (#10,000 at each stage) with the production cost.
  Since 2004, we have given our clients guaranteed meaningful source of income from our farm programme

Hear from them:

I have lost a lot in some other investments and was doubtful when i was told about the farm investment programme but i have to change my mind because i saw how transparent the programme was and since then i have not been disapointed and regret my decision.
...Mr Awoniyi Sunmonu

I regret not starting with them earlier.How i wish i have started earlier,my levels would have change.Well,still not too late.Making about 90% ROI within months on watermelon and cucumber is extraordinary.
For more info call the Farm Manager,
Gbenga on 08164628081 or email at or like us on

Our Farming Training School is now starting
March 2014 In 93 oke-odan,Owode-Idiroko
Ogun state.
2 month intensive training on cassava ,maize, melon cultivation,fishfarming and poultry production.
Training include:
* Access to Free Hectare of Land for easy
kickstarting of your farming business
* Tractor available for training
* Free consultancy for a year.Free
Professional service to enable you start your
business on a profitable note.
* Access to our experienced agribusiness
managers for free mentorship programme.
*Free membership to Agrolesgup farmers
club which allows you access to our yearly
improved seeds and stems.
*Free feasibility study and business plan to
access loans from bank of agriculture with
little or no collateral.
#8,000 before February 25th 2014
#20,000 after Feb. 25th 2014

Also for our Farm management services for busy,employed people who wants to make money in agribusiness or you need help for our consultancy programme on crop and animal production and processing;
 Contact us for more update and info on or call
The Farm Manager:Gbenga on
08164628081.or email

How to's / 21 Hottest,Easy-To-Start Business Opportunities In Agriculture
« on: January 28, 2014, 09:59:48 AM »
Buy Charcoal from the rural areas and resell
in the cities
Do you know that you can make 100%
profit if you buy your charcoal from the
farm or production site and sell to the
retailers; a bag of charcoal (32 to 35kg bag)
is being sold for N450 to N550 from the
farm, while the retailers sell to the final
consumer at N1000 to N1,500 per bag.
All you need to do is to buy the charcoal
from the farmers and bring it down to the
major cities like Lagos, Abuja and Port
Harcourt and resell to the retailers. But it is
advisable to find out if they have an
association in your vicinity, joining the
association will allow you to operate with
peace of mind.
Also, you can make use of rural people to
source for log of woods,then it can be
burned using petrol and cut into large
pieces,packaged,transported and sell in the
Alternatively you can sell to exporters as a
large market exists in EU,
USA and ASIA with prices ranging from
$170 to $300 per ton (FOB Nigerian Port),
depending on mode of packaging. The
charcoal industry is a multi-billion dollar
industry and a money spinner for interested
To start with this venture,#50,000 will be
enough including miscellaneous.
For business plan, feasibility study on
production and exportation, contact of
buyers and sellers of charcoal
For more info like us on

By January,our 3month Farming training school
will be starting in full with C.E.O of Agro-
Prodi (cassava and maize Processing
company),Dr. Sheik Hammed for extensive
practical training on Small scale production
and processing of agricultural products.This
is for graduates,Youth Corpers and people
interested and want to make fortune in
Free Hectares of land for pactical purpose for
every participants during the period of
Free consultancy for a year.
Registration and training fee: #45,000 (Before
planting season,15th February2014)
Registration and training fee: #120,000
(After 15th February2014)

  With our passion to.generate employment opportunities for young graduates  through agriculture,AgroLesgup nigeria is calling on all youth who wants to make a fortune in the lucrative agribusiness.
  If you have passion for agriculture and you dream of starting business in agriculture (crop and animal farming),this is a great oppprtunity for you.
This graduate cooperative will give you opportunity:
1. To be trained by seasoned and experienced farmers for those with little or no experience but are interested in farming.
2. Access to Land to kickstart your business
3.Access to low-interest loans
4.Free consultancy by our partners
For more info about registration,send your email to

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